Terms & Conditions

Business: The Wealth Association™

1. Acceptance of Terms

By accessing or purchasing any services, memberships, or digital products from The Wealth Association™ (“we,” “us,” “our”), you agree to these Terms & Conditions. If you do not agree, please do not use our services.

 

2. Services Provided

We provide:

• Credit repair and credit education services
  
  
• Digital products and eBooks
  
  
• Membership packages with customized dispute strategies
  
  
• Educational resources on credit laws (FCRA, FDCPA, Metro 2 compliance)
  
  

We are not a law firm and do not provide legal representation. All information is for educational purposes only.

 

3. Refund Policy

• Digital Products (eBooks, toolkits, downloads): All sales are final. No refunds will be issued.
  
  
• Credit Repair Services: Refunds are available only if requested within 5 days of service start. After 5 days, all fees are non-refundable.
  
  
• Membership Packages: Membership fees are billed monthly and non-refundable once billed. Cancellations must be submitted in writing at least 7 days before the next billing date.
  
  

4. Results Disclaimer

We cannot guarantee specific results or credit score increases. Success depends on your individual credit history, creditor responses, and bureau investigations.

 

5. Client Responsibilities

• Provide accurate and up-to-date personal and financial information.
  
  
• Forward all credit bureau and creditor correspondence within 7 days of receipt.
  
  
• Do not create disputes independently while enrolled in our program without notifying us, as this may interfere with your case.
  
  

6. Payment Terms

• All fees must be paid on time.
  
  
• Late or missed payments may result in suspension or termination of services.
  
  
• Chargebacks or payment disputes may result in legal action and reporting to collections.
  

 

7. Communication

We may communicate with you via email, phone, or your client portal. It is your responsibility to keep your contact information current.

 

 

8. Limitation of Liability

The Wealth Association™ is not liable for:

• Actions taken by credit bureaus, creditors, or debt collectors.
  
  
• Any delays, denials, or inaccuracies caused by third parties.
  
  
• Financial decisions made by the client outside of our services.
  

 

9. Governing Law

These Terms & Conditions shall be governed by the laws of the State of [Insert Your State], without regard to conflict of law principles.

 

10. Updates to Terms

We may update these Terms & Conditions at any time. Updates will be posted on our website, and continued use of our services indicates acceptance of any changes.

 

11. Contact Information

For questions about these Terms & Conditions, contact us at:
📧 info@thewealthassociation.com

   

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