DIY CREDIT REPAIR

This guide is designed for individuals who want to take control of their financial future and repair their credit on their own—without paying costly fees. Inside, you’ll learn proven, law-based strategies to challenge negative items, improve your score, and protect your credit profile.

What This Guide Offers:

Credit Report Audit Checklist – Learn how to pull and review your reports for errors.
DIY Dispute Letters – Pre-written legal-style templates you can send directly to the credit bureaus and collectors.
Step-by-Step Process – Instructions for disputing late payments, collections, charge-offs, and inquiries.
Understanding Credit Laws – A breakdown of your rights under FCRA and FDCPA.
Metro 2 Compliance Made Simple – Learn how to leverage reporting standards most consumers don’t know about.
Debt Validation Strategy – How to demand proof from collectors (and win when they can’t provide it).
Pay-for-Delete Tactics – Negotiate settlements the right way and secure deletions instead of “paid collections.”
Call Scripts & Do’s/Don’ts – Know exactly what to say—and avoid saying—on the phone.
Credit Building Tips – Add positive trade lines and rebuild faster while fixing the negatives.

By the end of this guide, you’ll have the same strategies professionals use, but in your hands—giving you the confidence and tools to manage your credit independently.